Long-Term Disability Insurance

Full time and part time regular benefited employees are eligible to be enrolled in the Long Term Disability Insurance Plan after six (6) full months of employment.  This plan provides a benefit of 60% of salary (inclusive of Social Security or Workmen's Compen­sation) in the event of total disability. (Partial disability benefits are also available in the event the employee is able to work on a reduced work schedule but cannot work full time.) Claims for disability are filed with the insurance carrier; benefits may commence after six (6) months after the onset of the disability. The full cost of this coverage is paid by the College.

The insurance company underwriting and administering this coverage will be solely responsible for any disability determination or decision. All claims are determined by the insurance company, not Berea College.